HOME BUYERS
Do I need a real estate agent to buy a home?
No, but working with a professional real estate agent helps buyers navigate pricing, negotiations, contracts, inspections, and deadlines while protecting their interests throughout the process.
How much home can I afford?
Your budget depends on income, debt, credit score, interest rates, and down payment. A lender can provide a pre-approval to help determine a comfortable price range.
How much do I need for a down payment?
Down payments vary by loan type:
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Conventional loans: 3–20%
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FHA loans: as low as 3.5%
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VA loans: 0% for eligible buyers
Many first-time home buyers qualify for low down payment options.
What is a mortgage pre-approval and why is it important?
A pre-approval shows sellers that you are financially qualified and serious. It also helps speed up the buying process and strengthens your offer.
What are closing costs for buyers?
Buyer closing costs typically include lender fees, title insurance, escrow fees, and prepaid taxes or insurance. Costs vary based on price and loan type.
How long does the home buying process take?
The timeline varies, but most buyers spend several weeks searching for a home, followed by approximately 30–45 days to close once under contract.
What happens during a home inspection?
A home inspection evaluates the property’s condition, including major systems and structural components. Buyers may request repairs, credits, or adjustments based on the results.
Can I negotiate the purchase price or repairs?
Yes. Buyers can often negotiate price, repairs, closing costs, or other contract terms depending on market conditions and inspection findings.
When do I get the keys to my new home?
Buyers typically receive the keys after closing once all documents are signed and funds are transferred.
HOME SELLERS
What is my home worth?
Your home’s value depends on location, condition, upgrades, comparable sales, and current market demand. A professional market analysis provides the most accurate pricing.
When is the best time to sell a home?
Homes can sell year-round. The best time depends on your personal goals, market conditions, and buyer demand.
How long will it take to sell my home?
Selling timelines vary based on pricing, condition, marketing, and market activity. Well-priced homes typically sell faster.
Do I need to make repairs before selling?
Not always. Some repairs may increase value, while others may not be necessary. Strategic guidance helps sellers focus on improvements that matter most.
Should I stage my home before listing?
Staging often helps homes sell faster and for more money by making the property more appealing to buyers both online and in person.
What costs are involved in selling a home?
Common seller costs may include real estate commissions, title fees, escrow fees, prorated taxes, and possible repairs or concessions.
What happens after I receive an offer?
Once an offer is accepted, the transaction moves into the contract phase, which includes inspections, appraisal, financing approval, and final closing.
How long does it take to close once under contract?
Most transactions close within 30–45 days, depending on financing, inspections, and contract terms.
WORKING WITH EPIC HOME GROUP
Why work with EPIC Home Group?
EPIC Home Group provides experienced guidance, strong negotiation skills, personalized service, and a team-based approach designed to support clients from start to finish.
How does a real estate team benefit buyers and sellers?
A team approach allows for faster response times, specialized expertise, and consistent support throughout the buying or selling process.
How do I get started?
The first step is a no-obligation consultation to discuss your goals, timeline, and next steps.
